diff --git a/index.html b/index.html
index cdb26ea..69225b7 100644
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+++ b/index.html
@@ -48,10 +48,15 @@
                 <h2 class="text-2xl md:text-3xl font-light mb-8">
                     Student Loan Matching Program
                 </h2>
-                <p class="text-xl md:text-2xl max-w-4xl mx-auto leading-relaxed mb-8">
+                <p class="text-xl md:text-2xl max-w-4xl mx-auto leading-relaxed mb-6">
                     A game-changing benefit that helps employees build retirement savings 
                     while paying off student loans
                 </p>
+                <div class="text-center mb-8">
+                    <p class="text-sm text-white/90 bg-white/10 backdrop-blur-sm inline-block px-6 py-3 rounded-full border border-white/20">
+                        Student debt grew 4.5% annually through 2019 — nearly twice as fast as wage growth
+                    </p>
+                </div>
                 <div class="grid md:grid-cols-3 gap-6 max-w-4xl mx-auto text-center">
                     <div class="bg-white/10 backdrop-blur-sm rounded-lg p-4">
                         <div class="text-3xl font-bold">$1.81T</div>
@@ -473,7 +478,7 @@
                     </p>
                     <div class="mt-3 pt-3 border-t border-amber-200">
                         <p class="text-xs text-amber-700">
-                            <strong>Data Sources:</strong> Student loan statistics from Education Data Initiative (2025). Investment return assumptions based on S&P 500 historical performance data from Investopedia (2025). Federal Reserve household debt data from NY Fed Center for Microeconomic Data.
+                            <strong>Data Sources:</strong> Student loan statistics from Education Data Initiative (2025). Investment return assumptions based on S&P 500 historical performance data from Investopedia (2025). Federal Reserve household debt data from NY Fed Center for Microeconomic Data. Growth rate comparisons use 2019 pre-pandemic baseline data.
                         </p>
                     </div>
                 </div>